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The Michigan Foreclosure Prevention Program is a project of the Michigan Poverty Law Program (MPLP), a cooperative effort of Legal Services of South Central Michigan (LSSCM) and the University of Michigan Law School. The program is a partnership with legal aid offices and housing counselors throughout Michigan, as well as the National Consumer Law Center (NCLC).
BEWARE OF FORECLOSURE SCAMS
- ALWAYS contact a HUD or State of Michigan certified housing counselor for highly qualified, FREE help.
- ALWAYS contact your local legal aid office for FREE legal aid.
- NEVER pay a fee in exchange for help working with your lender.
If you believe that you have been a victim of a foreclosure rescue scam, please file a complaint with the Michigan Attorney General's Office by going to this website: http://www.michigan.gov/ag/
English - PDF version of flyer.
En Español - PDF version of flyer.
Attention Homeowners:
Having Trouble Paying Your Mortgage?
FREE HELP IS AVAILABLE
Beginning July 5, 2009, Michigan Law REQUIRES ALL LENDERS TO WORK WITH YOU TO AVOID FORECLOSURE.
- OPEN ALL MAIL FROM YOUR LENDER. You will receive a notice in the mail stating your RIGHT to work with your lender and a housing counselor.
- CALL A CERTIFIED, NON-PROFIT HOUSING COUNSELOR OR YOUR LOCAL LEGAL AID OFFICE AS SOON AS YOU RECEIVE THE NOTICE. You will have 14 days from the date the notice was mailed to contact a housing counselor or your local legal aid office and the lender:
- State of Michigan Save the Dream: 866-946-7432
- HUD Housing Counseling Referral Line: 800-569-4287
- United Way: 2-1-1
- Michigan Foreclosure Prevention Project:
http://miforeclosure.mplp.org - Once you’ve contacted a housing counselor, YOU WILL HAVE 90 DAYS TO WORK WITH YOUR LENDER TO WORK OUT AN AGREEMENT ON YOUR LOAN.
BEWARE OF FORECLOSURE SCAMS
- ALWAYS contact a HUD or State of Michigan certified housing counselor for highly qualified, FREE help.
- ALWAYS contact your local legal aid office for FREE legal aid.
- NEVER pay a fee in exchange for help working with your lender.
